Visa Checkout

Visa Check-Out is a digital representation of a cardholders Visa Card. Cardholders can register their debit or credit cards by downloading the Visa Check-Out app. Once cardholders have their profiles and card details loaded in Visa Check-out, they are able to make purchases at merchants who are accepting with Visa Check-Out payments.

Process Flow in Visa Check-Out with enterprise

Cardholder selects Visa Check-Out as payment method
Enterprise Merchant calls Visa Light Box or Widget and presents it to the Cardholder to Login
Cardholder Logins via Visa Light Box
Cardholder selects a card and presses Continue
Upon clicking Continue, Enterprise Merchant sends the Call ID to the iVeri gateway
The iVeri gateway uses the Call ID to get the Payload from Visa services
Payload is returned by Visa services to the iVeri gateway
The iVeri gateway decrypts the Payload and retrieves the PAN
The iVeri gateway sends the transaction request to the acquire for processing
When a response is received, the iVeri gateway sends the transaction response to the enterprise merchant
Lastly, the enterprise merchant updates Visa services with a failed or successful transaction response.

Note:
This functionality is not available by default, it is specific to an acquirer.
The process flow described below only show cases the interaction between cardholder, enterprise merchant, the gateway and Visa service