Sale – “Debit with PAN”
This where the cardholder is debited, and merchant account is credited by the acquiring bank or PSP that holds the merchant agreement
REST |
SOAP |
Request |
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{ "Version": "2.0", "CertificateID": "{5c4b9c74-0063-4240-9cff-f730675c5bd0}", "ProductType": "Enterprise", "ProductVersion": "WebAPI", "Direction": "Request", "Transaction": { "ApplicationID": "{d8d5a94-8fa0-428d-a539-3a5baf166f7f}", "Command": "Debit", "Mode": "TEST", "MerchantReference": "20221108_1029", "MerchantTrace": "DIAAAY4734", "Currency": "ZAR", "Amount": "3000", "ExpiryDate": "1025", "PAN": "4242424242424242"
} }
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<soap:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"> <soap:Body> <Execute xmlns="http://iveri.com/"> <validateRequest>false</validateRequest> <protocol>V_XML</protocol> <protocolVersion>7.0</protocolVersion> <request> <V_XML Version="2.0" CertificateID="cf4b7e7a-4fec-43b4-a2cb-221263c0a34b" ProductType="Enterprise" ProductVersion="iVeriWebService" Direction="Request"> <Transaction ApplicationID="7c523a4-7da7-4e59-b888-569fe65c535b" Command="Debit" Mode="Test"> <MerchantTrace>2407E27568BEEE</MerchantTrace> <Amount>2000</Amount> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20220104.0942</MerchantReference> <CardSecurityCode>183</CardSecurityCode> <PAN>4242424242424242</PAN> </Transaction></V_XML> </request> </Execute> </soap:Body> </soap:Envelope> |
Response |
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{ "Version": "2.0", "Direction": "Response", "Transaction": { "MerchantTrace": "DIAAAY4734", "Amount": "3000", "AuthorisationCode": "543305", "CCNumber": "4242........4242", "Currency": "ZAR", "ExpiryDate": "102025", "MerchantReference": "20221108_1029", "Terminal": "Default", "TransactionIndex": "{7C256903-9097-41AE-81B6-54681B33301F}", "MerchantName": "iVeri Payment Technology", "MerchantUSN": "7771777", "Acquirer": "NBPostilionNBSouthAfrica", "AcquirerReference": "95702:04641684", "AcquirerDate": "20221229", "AcquirerTime": "102825", "DisplayAmount": "R 30.00", "BIN": "4", "Association": "VISA", "CardType": "Unknown CardType", "Issuer": "Unknown Issuer", "Jurisdiction": "International", "PAN": "4242........4242", "PANMode": "Keyed", "ReconReference": "04641684", "CardHolderPresence": "CardNotPresent", "MerchantAddress": "MERCHANT ADDRESS", "MerchantCity": "Sandton", "MerchantCountryCode": "ZA", "MerchantCountry": "South Africa", "DistributorName": "Nedbank", "ApplicationID": "{D8D5A94-8FA0-428D-A539-3A5BAF166F7F}", "Command": "Debit", "Mode": "Test", "RequestID": "{B6308E50-4337-4DFE-A0DC-A4B3C4732139}", "Result": { "Status": "0", "Code": "0", "Description": "", "AppServer": "105IVERIAPPPR2N", "DBServer": "105iveridbpr01n", "Gateway": "Nedbank", "AcquirerCode": "00", "AcquirerDescription": "" } } }
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<?xml version="1.0" encoding="utf-8"?> <soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema"> <soap:Body> <ExecuteResponse xmlns="http://iveri.com/"> <ExecuteResult><V_XML Version="2.0" Direction="Response"> <Transaction ApplicationID="{7C523A4-7DA7-4E59-B888-569FE65C535B}" Command="Debit" Mode="Test" RequestID="{E01B8439-05B0-4B68-A22F-903D8CB5CC67}"> <Result Status="0" Code="0" Description="" AppServer="105IVERIAPPPR1N" DBServer="105iveridbpr01n" Gateway="Nedbank" AcquirerCode="00" AcquirerDescription="" /> <MerchantTrace>2407E27568BEEE</MerchantTrace> <Amount>2000</Amount> <AuthorisationCode>540565</AuthorisationCode> <CCNumber>4242........4242</CCNumber> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20220104.0942</MerchantReference> <Terminal>Default</Terminal> <TransactionIndex>{F20B545A-B2CC-40E9-8C9B-40030AC50B31}</TransactionIndex> <MerchantName>iVeri Payment Technology</MerchantName> <MerchantUSN>7771777</MerchantUSN> <Acquirer>NBPostilionNBSouthAfrica</Acquirer> <AcquirerReference>95702:04641678</AcquirerReference> <AcquirerDate>20221229</AcquirerDate> <AcquirerTime>094245</AcquirerTime> <DisplayAmount>R 20.00</DisplayAmount> <BIN>4</BIN> <Association>VISA</Association> <CardType>Unknown CardType</CardType> <Issuer>Unknown Issuer</Issuer> <Jurisdiction>International</Jurisdiction> <PAN>4242........4242</PAN> <PANMode>Keyed</PANMode> <ReconReference>04641678</ReconReference> <CardHolderPresence>CardNotPresent</CardHolderPresence> <MerchantAddress>MERCHANT ADDRESS</MerchantAddress> <MerchantCity>Sandton</MerchantCity> <MerchantCountryCode>ZA</MerchantCountryCode> <MerchantCountry>South Africa</MerchantCountry> <DistributorName>Nedbank</DistributorName> </Transaction> </V_XML></ExecuteResult> </ExecuteResponse> </soap:Body> </soap:Envelope>
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