Merchant Requirements


  • Merchants are required to enter into a “Agreement” with an authorized Acquiring Institution. Once there is a merchant agreement in place, a merchant profile can be created.
  • With Enterprise calls to the Gateway, the presence of a certificate ID is required, with the actual physical certificate available as optional means to authenticate merchant requests. 
  • Test Mode should be used during integration, testing, and validation.
  • Test application ID must be used with Mode Test