Getting Started With Lite

Registering as a merchant 

Merchant account can be attained by registering with an acquiring bank, a list of which can be found on this page

Development phase

At this stage you will proceed with development based on the integration method you have selected, and may reach out for your contact at the acquiring bank if you require support.

Test phase


The iVeri Gateway provides a mechanism where a merchant can perform test transactions that are routed to an iVeri Gateway issuer simulator. This enables a merchant to complete testing within the test environment. When the merchant is ready to process LIVE transactions, the acquiring bank can activate the merchant profile for LIVE processing which will be routed to the genuine card issuer.


When performing a test transaction, using your Test Application ID, the following credit card numbers must be used, based on whether 3DS is enabled, and the MPI (3DS Provider) at play:



Non-3DS iVeri Gateway test cards:

Card Number Result Status Result Description
 4242424242424242 0 “”
 Expiry Date: Current or future date
3 “Hot Card”
 2121212121212121
 (Randomly returns one of 3 results) 4 “Denied”
 Expiry Date: Current or future date 5 “Please call…”
 5454545454545454 9 “Unable to process” (times out)
 Expiry Date: Current or future date
 Any other card number 14  “Invalid card number”

 BANKSERV (3DS 2)

Frictionless Full Authentication
Scenario 1 Authenticated Frictionless Transaction
Test Values Visa:  4070426536557386
MasterCard:  5189359787009697
Expiry Date: Current or future date


Failed Frictionless Authentication

Scenario 2 Failed Frictionless Transaction
Test Values Visa: 4069421358347845
MasterCard: 5178872338408971
Expiry Date: Current or future date
 
Challenged Full Authentication
Scenario 3 Authenticated Challenged Transaction
Test Values Visa: 4070427646039018 
MasterCard: 5189354281295934
Expiry Date: Current or future date
issuer ACS Password: test123

 CYBERSOURCE (3DS 2)


Frictionless Full Authentication
Scenario 1 Successful Frictionless Authentication
Test Values Visa: 4456530000001005
MasterCard: 5200000000001005
Expiry Date: January/ (current year+3)


​Failed Frictionless Authentication
Scenario 2 Unsuccessful Frictionless Authentication
Test Values Visa: 4456530000001013
MasterCard: 5200000000001013
Expiry Date: January/ (current year+3)


Challenged Authentication
Scenario 3  Successful Step-Up Authentication 
Test Values Visa: 4456530000001096
MasterCard: 5200000000001096
Expiry Date: January/ (current year+3)

The Card Security Code (CVV) Field can be kept empty or set to any three numbers for testing purposes. 

If you want to generate the error “Invalid Expiry Date”, make the expiry date in the past.