Test phase

The iVeri Gateway provides a mechanism where a merchant can perform test transactions that are routed to an iVeri Gateway issuer simulator. This enables a merchant to complete testing within the test environment. When the merchant is ready to process LIVE transactions, the acquiring bank can activate the merchant profile for LIVE processing which will be routed to the genuine card issuer.

When performing a test transaction, using your Test Application ID, the following credit card numbers must be used, based on whether 3DS is enabled, and the MPI (3DS Provider) at play:

Non-3DS iVeri Gateway test cards:

Card Number	Result Status	Result Description
4242424242424242 Expiry Date: Current or future date	0	“”
2121212121212121 (Randomly returns one of 3 results) Expiry Date: Current or future date	3	“Hot Card”
	4	“Denied”
	5	“Please call…”
5454545454545454 Expiry Date: Current or future date	9	“Unable to process” (times out)
Any other card number	14	“Invalid card number”

BANKSERV (3DS 2)

Frictionless Full Authentication

Scenario 1

Authenticated Frictionless Transaction

Test Values

Visa: 4070426536557386

MasterCard: 5189359787009697
Expiry Date: Current or future date

Failed Frictionless Authentication

Scenario 2

Failed Frictionless Transaction

Test Values

Visa: 4069421358347845

MasterCard: 5178872338408971
Expiry Date: Current or future date

Challenged Full Authentication

Scenario 3

Authenticated Challenged Transaction

Test Values

Visa: 4070427646039018

MasterCard: 5189354281295934
Expiry Date: Current or future date

issuer ACS Password: test123

CYBERSOURCE (3DS 2)

Frictionless Full Authentication

Scenario 1

Successful Frictionless Authentication

Test Values

Visa: 4456530000001005

MasterCard: 5200000000001005
Expiry Date: January/ (current year+3)

Failed Frictionless Authentication

Scenario 2

Unsuccessful Frictionless Authentication

Test Values

Visa: 4456530000001013

MasterCard: 5200000000001013
Expiry Date: January/ (current year+3)

Challenged Authentication

Scenario 3

Successful Step-Up Authentication

Test Values

Visa: 4456530000001096

MasterCard: 5200000000001096
Expiry Date: January/ (current year+3)

The Card Security Code (CVV) Field can be kept empty or set to any three numbers for testing purposes.

If you want to generate the error “Invalid Expiry Date”, make the expiry date in the past.