Merchant Requirements



  • Merchants are required to enter into a “agreement” with an authorized acquiring institution. Once there is a merchant agreement in place, a merchant profile can be created.
  • With Enterprise calls to the Gateway, the presence of a certificate ID is required in the body of the request. While the inclusion of the AuthenticationToken and AuthenticationKey in the headers is optional.
  • Test Mode should be used during integration, testing, and validation.
  • Test application ID must be used with Mode Test
  • Test cards should be used during integration testing and validation