- Introduction
- Commands & Actions
- Transaction Sequence
- MasterPass
- Visa Checkout
- Foreign Exchange
- Parameter Description & Action
- Gateway Domain Knowledge
- Transaction Result Codes
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Out Of Band
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Out of band transaction notification
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Out Of Band - Merchant Webservice
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Card on File - Recurring/Adhoc transactions
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PINBlock encryption via Triple DES DUKPT encryption
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PINBlock encryption via Master/Session encryption
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Track2 encryption via Master/Session encryption
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Track2 encryption via Dukpt encryption
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Debit with PIN and Balance Enquiry
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EMV Transactions
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Coding for EMV data
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- Tokenization
- SOAP API
- Pos Device Intergration
- Acquire Contact Information
- 3D Secure
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Enterprise API Samples
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Transaction Message Examples
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Merchant Benefits
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Pre-Auth – “Authorisation with PAN”
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3D Secure 2
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Pre-Auth Completion – Follow-up Debit
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3D Secure 2 implementation using the Pop-Up Method
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Pre-Auth Reversal – “Authorisation Reversal”
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3D Secure 2 implementation using the Form Post
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Refund – “Follow-Credit”
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Authorisation with 3DS 2 Data
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Refund – “Initial Credit”
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Void
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- Card on File
- Additional Data Transactions
Transaction Message Examples
The examples apply when using the web service interface to perform various transactions. The examples serve to showcase a set of parameters that are largely used when performing transactions using the schema definition available in the SOAP interface which are also commonly used on the REST API. The functionality and related parameter definitions, elements supported are standard in the SOAP schema and REST API
Further insights on the transaction types and their meanings,
refer to the “Commands” and
“Actions” sections and these have to be used
in conjunction with the input parameters per actions. For the corresponding
transaction flows per transactions type refer to transaction sequence
The examples cover the following messages:
The transaction Request and Response cover the following:
· The Request message shows all the elements that are most used. The examples that follow will use the mandatory elements from this message necessary to perform the respective transaction covered in the example.
· The response message is a typical response received from the web service to the various request messages.
Sale – “Debit with PAN”
This where the cardholder is debited, and merchant account is credited by the acquiring bank or PSP that holds the merchant agreement
REST |
SOAP |
Request |
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{ "Version": "2.0", "CertificateID": "{5c4b9c74-0063-4240-9cff-f730675c5bd0}", "ProductType": "Enterprise", "ProductVersion": "WebAPI", "Direction": "Request", "Transaction": { "ApplicationID": "{d8d5a94-8fa0-428d-a539-3a5baf166f7f}", "Command": "Debit", "Mode": "TEST", "MerchantReference": "20221108_1029", "MerchantTrace": "DIAAAY4734", "Currency": "ZAR", "Amount": "3000", "ExpiryDate": "1025", "PAN": "4242424242424242"
} }
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<soap:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"> <soap:Body> <Execute xmlns="http://iveri.com/"> <validateRequest>false</validateRequest> <protocol>V_XML</protocol> <protocolVersion>7.0</protocolVersion> <request> <V_XML Version="2.0" CertificateID="cf4b7e7a-4fec-43b4-a2cb-221263c0a34b" ProductType="Enterprise" ProductVersion="iVeriWebService" Direction="Request"> <Transaction ApplicationID="7c523a4-7da7-4e59-b888-569fe65c535b" Command="Debit" Mode="Test"> <MerchantTrace>2407E27568BEEE</MerchantTrace> <Amount>2000</Amount> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20220104.0942</MerchantReference> <CardSecurityCode>183</CardSecurityCode> <PAN>4242424242424242</PAN> </Transaction></V_XML> </request> </Execute> </soap:Body> </soap:Envelope> |
Response |
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{ "Version": "2.0", "Direction": "Response", "Transaction": { "MerchantTrace": "DIAAAY4734", "Amount": "3000", "AuthorisationCode": "543305", "CCNumber": "4242........4242", "Currency": "ZAR", "ExpiryDate": "102025", "MerchantReference": "20221108_1029", "Terminal": "Default", "TransactionIndex": "{7C256903-9097-41AE-81B6-54681B33301F}", "MerchantName": "iVeri Payment Technology", "MerchantUSN": "7771777", "Acquirer": "NBPostilionNBSouthAfrica", "AcquirerReference": "95702:04641684", "AcquirerDate": "20221229", "AcquirerTime": "102825", "DisplayAmount": "R 30.00", "BIN": "4", "Association": "VISA", "CardType": "Unknown CardType", "Issuer": "Unknown Issuer", "Jurisdiction": "International", "PAN": "4242........4242", "PANMode": "Keyed", "ReconReference": "04641684", "CardHolderPresence": "CardNotPresent", "MerchantAddress": "MERCHANT ADDRESS", "MerchantCity": "Sandton", "MerchantCountryCode": "ZA", "MerchantCountry": "South Africa", "DistributorName": "Nedbank", "ApplicationID": "{D8D5A94-8FA0-428D-A539-3A5BAF166F7F}", "Command": "Debit", "Mode": "Test", "RequestID": "{B6308E50-4337-4DFE-A0DC-A4B3C4732139}", "Result": { "Status": "0", "Code": "0", "Description": "", "AppServer": "105IVERIAPPPR2N", "DBServer": "105iveridbpr01n", "Gateway": "Nedbank", "AcquirerCode": "00", "AcquirerDescription": "" } } }
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<?xml version="1.0" encoding="utf-8"?> <soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema"> <soap:Body> <ExecuteResponse xmlns="http://iveri.com/"> <ExecuteResult><V_XML Version="2.0" Direction="Response"> <Transaction ApplicationID="{7C523A4-7DA7-4E59-B888-569FE65C535B}" Command="Debit" Mode="Test" RequestID="{E01B8439-05B0-4B68-A22F-903D8CB5CC67}"> <Result Status="0" Code="0" Description="" AppServer="105IVERIAPPPR1N" DBServer="105iveridbpr01n" Gateway="Nedbank" AcquirerCode="00" AcquirerDescription="" /> <MerchantTrace>2407E27568BEEE</MerchantTrace> <Amount>2000</Amount> <AuthorisationCode>540565</AuthorisationCode> <CCNumber>4242........4242</CCNumber> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20220104.0942</MerchantReference> <Terminal>Default</Terminal> <TransactionIndex>{F20B545A-B2CC-40E9-8C9B-40030AC50B31}</TransactionIndex> <MerchantName>iVeri Payment Technology</MerchantName> <MerchantUSN>7771777</MerchantUSN> <Acquirer>NBPostilionNBSouthAfrica</Acquirer> <AcquirerReference>95702:04641678</AcquirerReference> <AcquirerDate>20221229</AcquirerDate> <AcquirerTime>094245</AcquirerTime> <DisplayAmount>R 20.00</DisplayAmount> <BIN>4</BIN> <Association>VISA</Association> <CardType>Unknown CardType</CardType> <Issuer>Unknown Issuer</Issuer> <Jurisdiction>International</Jurisdiction> <PAN>4242........4242</PAN> <PANMode>Keyed</PANMode> <ReconReference>04641678</ReconReference> <CardHolderPresence>CardNotPresent</CardHolderPresence> <MerchantAddress>MERCHANT ADDRESS</MerchantAddress> <MerchantCity>Sandton</MerchantCity> <MerchantCountryCode>ZA</MerchantCountryCode> <MerchantCountry>South Africa</MerchantCountry> <DistributorName>Nedbank</DistributorName> </Transaction> </V_XML></ExecuteResult> </ExecuteResponse> </soap:Body> </soap:Envelope>
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